Terms

Terms of Use.

These terms explain how Paper & Proof products and digital downloads may be used. Product-specific licence notes may add more detail on the checkout page.

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1. About this website

Paper & Proof is an Australian digital store. This website includes Gumroad checkout links for its career and finance products and a free worked example.

2. Digital products

Paper & Proof products are supplied as digital downloads. The relevant product page or receipt explains what files are included, how the download is delivered and any product-specific usage notes.

3. Licence and permitted use

Unless a product page states otherwise, Paper & Proof products are sold for personal use by the purchaser. You may download, print and edit the files for your own use.

  • You may not resell, redistribute, share or upload the files as your own product.
  • You may not use printable art, templates or source files in a commercial product unless a commercial licence is clearly offered.
  • You may not remove Paper & Proof branding from files where the branding is part of the supplied product or licence notice.

4. Educational tools and no professional advice

Property, finance and career products are general educational tools and templates only. They do not replace professional financial, legal, tax, investment, career or other advice. You are responsible for checking whether a product suits your situation before relying on it.

5. Refunds and consumer guarantees

Because digital files can be accessed immediately after purchase, change-of-mind refunds may not be available once a product has been delivered or downloaded. This does not limit any rights you may have under Australian Consumer Law, including consumer guarantees that apply to digital products.

  • If you cannot access your files, contact support so the download can be checked or resent.
  • If you receive the wrong product, or believe a file is faulty or materially different from its description, contact support for review.
  • If a refund is approved, access to download links may be removed where the checkout or delivery platform allows it.

6. Website accuracy and availability

Product descriptions, pricing and included files may change between product updates. Paper & Proof aims to keep the site accurate, but does not promise that every page will always be complete, current or error-free.